Ronald D. Birnbaum, CLU, ChFC, CASL™, Financial Consultant, Financial Advisor, Financial Manager, 1031 Exchanges

The Financial Consultants
		Ron Birnbaum is the co-host of Financial Insight with Ron Birnbaum and Steve Carhart on WTKK FM 96.9 FM Boston Talks from 4-5 PM Sunday afternoons.
	(617) 965-7900 thefinancialconsultants@paylesstaxes.org

Important note: Only investors who reside in MA, VT, NH, ME, CT, NY, RI, FL, CA or CO are authorized to use this website.

Today's financial environment is challenging and complex. But, by listening to The Financial Consultants, you can learn from, and work with, a financial consultant who can:

	Improve your investments to provide higher returns at considerably less risk! Why settle for a money market or CD's when we can show you ways to provide safety and liquidity, with higher earnings. We'll also help you protect longer term investments from unnecessary risks providing increased returns.
	Reduce - even eliminate, if possible - your tax burden! Capital Gains taxes, estate taxes, income taxes, and social security taxes can all be reduced (sometimes eliminated) with proper planning.
	Help you and your family avoid the 'evils' of probate.
	Protect your estate from the enormous expenses of long-term care.
	Eliminate the headaches of being a landlord by trading management-intensive real estate for professional managed real estate - usually improving income flow and appreciation potential while providing increased, tax-advantaged income!
	Help you protect your estate from going to lawyers and the government at death. We will ensure that your hard-earned estate goes to your loved ones!
	Perhaps a Financial Checkup would be helpful to you? Remember - People don't plan to fail - they fail to plan!

Tune in, and don't miss out!

Mr. Birnbaum is registered in all the New England States (MA, VT, NH, ME, CT, RI), New York (NY), Florida (FL), California (CA) and Colorado (CO).

Tenant-in-Common and 1031 Real Estate Exchange investments are limited to accredited investors. An accredited investor is one who either:

	has a net worth of at least $1,000,000 (exclusive of residence) or
	has income of at least $200,000 ($300,000 combined income if married) in each of the last two tax years with expectations to make that much in the current year.

As with any real estate investment, there are various risks including, but not limited to: loss of principal, variations in occupancy which may negatively impact cash flow, illiquidity, and limits on management control of the property.

Securities are offered through: Advisory Group Equity Services, Ltd., Member FINRA/SIPC, 161 Ash Street, Suite D, Reading, MA 01867 (781) 942-5070 . Investment advisory services are offered through Trust Advisory Group, Ltd., a Registered Investment Advisor.

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